Post-Accident Checklist: Steps to Take Immediately After a Car Accident in Florida

Getting into a car accident can be overwhelming. If you ever find yourself in this situation, following a clear set of steps can help protect your health, rights, and finances. Here’s what to do immediately after an accident in Florida:

1. Ensure Safety First

If possible, move your vehicle out of traffic to a safe location.
Turn on your hazard lights.
Check on the well-being of all passengers.

2. Call 911

Even if there are no visible injuries, contact the police to have an official accident report created.
Emergency services can assess any injuries that may not be immediately apparent.

3. Do Not Admit Fault

Avoid discussing accident details with other drivers beyond exchanging information.
Do not admit fault or apologize, as this could be used against you in insurance or legal proceedings.

4. Document the Scene

Take clear photos of the accident scene, vehicle damage, visible injuries, and road or weather conditions.
Note the date, time, and location of the accident.

5. Collect Information

Exchange names, phone numbers, addresses, insurance details, and policy numbers with all involved drivers.
Get contact information from any witnesses.
Record the names and badge numbers of responding police officers.

6. Seek Medical Attention

Some injuries may not be immediately noticeable. Visit a doctor as soon as possible for a full evaluation.
Florida law requires you to seek treatment within 14 days to qualify for Personal Injury Protection (PIP) benefits.

7. Report the Accident

Notify your insurance company promptly.
Request a copy of the police report for your records.

8. Document Medical Treatment

Keep detailed records of all medical visits, treatments, diagnoses, and prescriptions.
Save all medical bills and related documentation.

9. Avoid Social Media

Do not post anything about the accident, including photos or comments, on social media.
Insurance companies and legal teams may use these posts to minimize your claim.

10. Consult a Personal Injury Attorney

Before speaking with the other driver’s insurance or accepting any settlements, consult a personal injury lawyer.
An attorney can help you understand your rights and pursue fair compensation.

11. Keep Organized Records

Maintain a file with all accident-related documents: medical bills, repair estimates, insurance correspondence, and more.

12. Stay Updated

Follow up regularly with your insurance provider.
Attend all medical appointments and follow your healthcare provider’s recommendations.